Funding Pips quickly became a notable player in the prop trading scene. It offers traders the chance to grow small accounts starting at just $32. The good part? Well, you can scale your funded capital up to $2 million.
While its low entry cost and diverse instruments attract many, our experts reported that this prop firm had relatively stricter rules compared to its competitors.
Which is why it’s vital to look at the bigger picture of how Funding pips truly operates. This TRU Insight examines how Funding Pips empowers consistent traders with scaling opportunities, while also requiring discipline to truly succeed.
Company Overview: What is Funding Pips?
Also known as prop trading, proprietary trading firms allows traders to use their own capital to trade. This is a win-win situation for the firm and the trader as both got a share of the profit generated from the funded trading activity.
Funding Pips is one such prop firm founded in 2022. Its legal name is Funding Pips Services Ltd with registration number HY01223081.
Its headquarters are in Dubai, United Arab Emirates, with legal registration in Mohéli, Comoros. CEO Khaled Ayesh leads this firm. It quickly gained attention for its trader-focused programs and flexible funding options.
And when entering a prop firm that is well-known on the internet, taking DYOR is the best step to ensure you’re dealing with a reputable firm. If you want some insightful tips from credible traders, joining a CommuniTrade lets you stay in the zone of finding the best prop firm that suits you.
Comprehensive Review of Funding Pips Overall Key Features
In this section, our experts gauge all the promising features of funding pips. Balancing expectations with reality gives a clearer picture of what traders can actually expect.
Trading Instruments
Funding Pips supports over 100 Contract for Differences (CFDs). This includes forex, metals, indices, energies, and cryptocurrencies, offering diversified market access for various trading strategies.
Trading Platforms
After temporarily losing access to MetaTrader 5 in 2024, Funding Pips bounced back strongly by securing its own MT5 license in March 2025. Now, traders can choose from MT5, MT4, and cTrader, depending on their preference and strategy needs.
Although the platform variety is a win, some experienced traders from our signal stream community shared frustrations about account migrations happening without prior notice.
Read more: cTrader vs MT4: A Comparison for Modern Traders in 2025
Spreads and Commission Fees
When it comes to costs, forex trades carry a commission of around $2 to $5 per round lot. Meanwhile, crypto and index CFD trading remains commission-free with impressively tight spreads.
However, our experts have reported occasional slippage ranging from 0.4 to 4 pips, even during non-news hours.
Scaling Plan
One of Funding Pips’ most attractive features is its four-level scaling plan that allows traders to grow their funded accounts up to a maximum of $2 million.
Notably, seasoned traders from our trading community shared their remarkable progress. They unlock higher drawdown limits and improved profit splits, which is great for long-term career scaling.
Educational Resources
One of the downsides of Funding Pips is their lack of educational resources. Courses and webinars are not available, which might leave some traders searching elsewhere for formal education.
Customer Support
Funding Pips offers multiple support channels, including live chat, Femail, Discord, and WhatsApp, for their top-tier traders.
While this seems comprehensive, response times can vary greatly. Mixed reviews were also presented on the discussion board from CommuniTrade—some traders mention receiving slow or scripted replies, especially during challenge phases or payout requests.
Profit Split and Payout Structure
The firm’s profit split starts at 80% and increases to 100% for top performers, which is quite competitive in the prop trading space. Payouts are processed every 5 to 14 trading days via Rise, whether through bank transfer or crypto.
Thus, our experts tested the Funding pips payout process. Upon trying, they reported some downsides. There are occasional delays, interview requirements before withdrawal, and extra processing fees as potential drawbacks.
Funding Pips Evaluation Challenges: Fees, Split Profit, and Features
Funding Pips offers tailored evaluation challenges for different trading styles, but understanding their fees, targets, and payout rules can help you choose wisely before signing up or logging in to their platform.
1-Step Challenge
It is best for confident traders who want a quick, single-phase evaluation with no time limits and direct access to payouts.
| Account Size | One-Time Fee | Profit Target |
| $5,000 | $59 | 10% ($500) |
| $10,000 | $109 | 10% ($1,000) |
| $25,000 | $229 | 10% ($2,500) |
| $50,000 | $339 | 10% ($5,000) |
| $100,000 | $499 | 10% ($10,000) |
This challenge has no time restrictions, a static 6% max drawdown, and requires at least three trading days. The payout split starts at 80% but can reach 100% through the Hot Seat Program. However, strict daily loss limits of 4% demand disciplined risk management despite its straightforward structure.
2-Step Challenge
Ideal for traders who prefer structured evaluations and gradual targets to prove consistency.
| Account Size | Phase 1 Target | Phase 2 Target |
| $5,000 | 8% ($400) | 5% ($250) |
| $10,000 | 8% ($800) | 5% ($500) |
| $25,000 | 8% ($2,000) | 5% ($1,250) |
| $50,000 | 8% ($4,000) | 5% ($2,500) |
| $100,000 | 8% ($8,000) | 5% ($5,000) |
The challenge fee ranges from $36 to $444, depending on account size. It features a static 10% drawdown and unlimited time for both phases, enabling traders to focus on high-quality trades. Its flexible payout options – weekly, bi-weekly, or monthly – are attractive, but hitting both targets while respecting the 5% daily loss limit remains a test of discipline.
Funding Pips Pro 2-Step Challenge
Designed for strategic traders who value lower profit targets with tighter risk controls for stable growth.
| Account Size | One-Time Fee | Profit Target (Both Phases) |
| $10,000 | $39 | 5% ($500) |
| $25,000 | $99 | 5% ($1,250) |
| $50,000 | $159 | 5% ($2,500) |
| $100,000 | $199 | 5% ($5,000) |
This challenge offers a static maximum drawdown of 6% and a daily loss limit of 4%, with a minimum of 3 trading days. The payouts start at 80% and can reach 100% under the Hot Seat Program. It’s perfect for traders who prioritize consistency over aggressive gains, but the tighter drawdown makes it demanding for those without strict risk discipline.
Instant Funding
Best for experienced traders who want to skip evaluations and start earning from day one.
| Account Size | One-Time Fee | Profit Split |
| $5,000 | $69 | 95% |
| $10,000 | $129 | 95% |
| $25,000 | $249 | 95% |
| $50,000 | $369 | 95% |
| $100,000 | $499 | 95% |
No profit targets or phases – just live funded accounts with static drawdown rules. This suit disciplined traders with proven strategies, although the tighter risk parameters mean any reckless trade could be costly, despite the appealing high profit split.
What are the Trading Rules of Funding Pips?
Before diving into your trading journey with Funding Pips, it’s essential to understand and adhere to the critical guidelines they’ve established.
| Allowed | Not Allowed |
| Weekend Trading | Overleveraging |
| Copy Trading with own accounts | Martingale Strategy |
| Third-party tools for risk management | Hyperactive Trading |
| Scalping | Bots and Automated EAs |
| Day Trading | High Impact News Trading |
| Swing Trading | Grid Trading |
| Adjust or Close Trades | Copy Trading from external accounts |
Read more: Top Prop Firms South Africa 2025 + Forex Funding Guide
What are the Pros and Cons of Funding Pips?
When entering the prop firm scene, it’s a vital process to consider whether the disadvantages are worth the risks for the benefits. Here’s a curated list of key points, as noted by our experts.
| Pros | Cons |
| High Profit Share | Limited educational resources |
| Advanced Trading Platform | Exclusions of free trials |
| Wide range of Challenge Accounts | No Real Capital Trading |
| $2 million scaling opportunity | $20 to access cTrader |
| Tight Spreads and Competitive Leverage | $100,000 restriction on maximum account size. |
Read more: Choosing the Best Proprietary Trading Firms in South Africa
FAQ
Do I get my challenge fee back if I pass?
Yes, Funding Pips refunds your challenge fee once you pass the evaluation and get your funded account.
Can I use Expert Advisors?
Funding Pips doesn’t allow fully automated EAs or bots that place or manage trades for you, but you can use trade management EAs to set stop-losses or take-profits as long as they don’t execute trades automatically.
Do funding pips receive payment if I click a link?
No, Funding Pips doesn’t charge or receive payment just because you clicked a link; you only pay for challenges you purchase.
Is there a time limit to completing the challenge?
Yes, Funding Pips challenges have a 30-day limit for Phase 1 and a 60-day limit for Phase 2 to complete your trading objectives.
Final Verdict: Is Funding Pips a Good Prop Firm?
Overall, Funding Pips is a solid choice for disciplined traders seeking low-cost entry, tight spreads, and flexible challenge structures. Ultimately, its strict rules, lack of educational resources, and occasional payout delays require careful consideration before committing.
If you’re exploring prop firms like Funding Pips, it’s crucial to stay updated with real trader reviews and strategy insights. Join CommuniTrade, where thousands of verified traders share tips on choosing the best funding options and managing prop firm challenges with confidence.
